If you use your vehicle for anything more than for your personal needs you might need a commercial auto insurance or commercial truck insurance policy. Here’s what you need to know.
The vehicles you use for a business need business auto insurance. At a minimum, you need the coverages mandated by law. You can purchase physical damage coverage for vehicles your business owns, leases, or hires. Each vehicle can be listed separately on your business vehicle insurance policy and covered differently. How you use the vehicles, who’ll be driving them, whether you own, rent, or lease, and whether you and your employees will be driving their own cars for your business will determine the best car insurance for you.
Car insurance companies offer a variety of protection and your commercial car insurance coverage will depend on the options you choose.
If your business has a lot of vehicles, it might be more economical to pay for physical damage directly or carry coverage only on newer or more valuable vehicles.
If you’d like a commercial auto insurance quote or more information about coverage just let us know, we’d be happy to help.